About Us

First American Equity Corp. was created in April of 1997 by our sole owner Chris "Chip" Hooker. 
Mr. Hooker had managed a large Fortune 500 national financial institution for 9 years and realized there was a need for such a company.  

FAEC was formed with an emphasis on SERVICE.  Working for a larger company, Mr. Hooker realized that the larger companies were geared towards volume and subsequent profit which usually means the customer is just another number...litterally like a casino, the "house always wins". 
At FAEC, we are looking to MAKE LOANS...sure we make a profit but realize that in order for that to happen, we MUST PROVIDE our customers with a tangible net benefit.  If your credit score is a bit low, debt to income ratio is tight or if someone told you your hold wouldn't appraise, chances are....you are in the right place. 
Mr. Hooker believes "if there's a will, there's a way".  

Credit scores in particular are just a cyclical number, a number that changes litterally EVERY day.   We try to look at the over all picture and see how to help someone actually get ahead.  FAEC tries to not just get you a loan, but to get you a plan.  
***Saving money monthly is obviuosly step one, using that money you save to get ahead is step two, installing the knowledge of the interworkings of your credit/score is step three....putting all of this together within a specific time frame is the final step of our dealings.  If you wake up 6 months from now, realizing more of what you pay monthly goes towards YOU instead of your creditor, if you also know EXACTLY how your credit is working for you...then you will feel better, make more progress and succeed!